Terms & conditions

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Terms and Conditions
Vos & Kie Financial Services
Website: https://vkfinancialservices.co.za/
Operating in South Africa

1. Introduction
Welcome to Vos & Kie Financial Services (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website https://vkfinancialservices.co.za/ (“Website”) and our services. By accessing or using our Website, you agree to comply with these Terms. If you do not agree, please refrain from using our Website.

2. Services Offered
Vos & Kie Financial Services provides financial consultation, investment advice, insurance solutions, and related services. The information on this Website is for informational purposes only and does not constitute financial or legal advice.

3. Eligibility
You must be at least 18 years old to use our services. By using our Website, you confirm that you meet this requirement.

4. Use of the Website

  • You agree to use this Website for lawful purposes only.

  • You may not use this Website in a way that damages, disables, or impairs the Website’s functionality or security.

  • Unauthorized access, hacking, or attempting to disrupt the Website is strictly prohibited.

5. Financial and Investment Advice Disclaimer
Vos & Kie Financial Services provides general financial information. Any financial or investment decisions you make based on our content are at your own risk. We recommend consulting a qualified financial advisor before making any financial commitments.

6. Intellectual Property

  • All content, including text, graphics, logos, and software on this Website, is the property of Vos & Kie Financial Services and is protected under copyright laws.

  • You may not copy, reproduce, or distribute any content from this Website without prior written permission.

7. Privacy Policy
By using this Website, you acknowledge that you have read and agree to our Privacy Policy, which outlines how we collect, use, and protect your personal information.

8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content, security, or practices of any third-party websites. Accessing third-party links is at your own risk.

9. Limitation of Liability

  • Vos & Kie Financial Services shall not be held liable for any loss, damage, or liability arising from your use of the Website or reliance on any information provided.

  • We do not guarantee that the Website will be free from errors, interruptions, or viruses.

10. Indemnification
You agree to indemnify and hold harmless Vos & Kie Financial Services, its employees, and affiliates from any claims, damages, or expenses resulting from your use of the Website or violation of these Terms.

11. Changes to Terms
We reserve the right to update or modify these Terms at any time. Your continued use of the Website constitutes acceptance of any changes.

12. Governing Law
These Terms are governed by the laws of South Africa. Any disputes shall be resolved in the appropriate South African courts.

13. Contact Information
For any questions regarding these Terms, please contact us at:
Vos & Kie Financial Services

Website: https://vkfinancialservices.co.za/

Email: voskie.admin@fairbairnconsult.co.za

Phone:+27 64 538 3558